We rely on our insurance companies to protect us against the unexpected hazards that afflict us when we least expect them. In the best of circumstances, insurance companies fairly reimburse and protect us from losses. Unfortunately, insurance companies do not always act in good faith and sometimes will unreasonably deny a claim. There is little more frustrating than being denied an insurance claim based on a technicality or some determination that you don’t understand. Insurance companies often deny or delay payments for reasons that are unclear, causing unnecessary hardship to people affected by this delay or failure to pay. An experienced lawyer can help you evaluate whether the decision is proper and, if not, help you pursue the compensation that you are entitled to. If you or someone you know have a question about claims against your insurance company, contact an attorney skilled in this area of law. Seidensticker and San Filippo can assist you with your insurance dispute so that you can receive the compensation you deserve.

Types of Insurance Claims

Insurance disputes often arise when an insurance company denies a claim or inadequately compensates the policyholder for damage or injury. They will then withhold payment or inadequately compensate the policyholder, failing to pay the amount that the policyholder is entitled to. Types of insurance claims include:
  • Auto insurance
  • Accident insurance
  • Home insurance
  • Hurricane insurance
  • Health insurance
  • Unemployment insurance
  • Life insurance
  • Property Insurance
  • Liability insurance

Bad Faith Actions

Insurance companies sell you on trust when you buy their policy. They have an obligation to deal fairly and act in good faith with their customers. When they fail to act in good faith, they breach their agreement with you, making them liable for damages. Some examples of bad faith include the following:
  • Failure to investigate a claim promptly and thoroughly
  • Delaying payment
  • Denying benefits to a claim without reason
  • Refusing to settle a case
  • Failure to fully reimburse for the loss
  • Interpreting the policy’s language in an unreasonable manner
Seidensticker and San Filippo assist clients in insurance disputes that arise from their homes and businesses being destroyed by hurricanes, fire, flood, or other natural disasters. We have assisted clients in disputes when insurance companies deny payment for stolen vehicles, or vehicle repairs or bodily injuries caused by an automobile accident.

Seidensticker and San Filippo Can Help

We have made a conscious decision to keep our firm small and limit the number of new clients and cases we handle. We believe that our accessibility enables us to be responsive to each client’s specific needs.  New clients are often referred to us by other clients or attorneys, which we consider to be a compliment to our firm’s experience and reputation. We strive to maintain straightforward and unrestricted lines of communication with our clients to facilitate early assessment and evaluation of a client’s particular legal situation.  We believe that our personalized service and accessibility help us understand and maintain focus on each clients’ legal objectives so we can make recommendations and formulate strategies aimed at efficiently accomplishing those objectives. Contact us today for a consultation.